From Main Street to Wall Street - The Life Cycle of a Private Loan

Presented by: John Beacham, CEO of Toorak Capital Partners

A private money loan was traditionally made from the balance sheet of the private lender where it stayed. With the proliferation of the JOBS Act and crowdfunding of mortgages, Institutional Investors became interested in purchasing a significant number of loans from these traditional balance sheetlenders. Many of these institutions then packaged these loans and sold them in securitized pools, a practice that was primarily only used in consumer mortgage backed loans or large commercial mortgage backed securitization. Understand how a private loans can go from being made by an individual originator to then packaged and sold as a public or private bond offering to retail investors.